Calculate how small adjustments to your repayment frequency and extra contributions can slash years off your loan.
Interest & Time Saved:
0 Years Saved
Estimated Interest Saved
$0 Saved
📖 How to Understand Your Results
This tool models the impact of two powerful debt-reduction strategies:
Frequency Shifting: Switching to weekly or fortnightly payments forces the equivalent of one extra monthly repayment per year, accelerating principal reduction.
Extra Contributions: By adding extra amounts, you reduce the balance faster. Because interest is calculated daily, reducing the principal early prevents interest from compounding over the remaining life of your 30-year loan.