💰 Monthly Income
🏠 Housing & Loans
🛒 Living Expenses
❤️ Personal & Lifestyle
Financial Summary
Total Monthly Income: $0.00
Total Monthly Expenses: $0.00
Remaining: $0.00
How to Use This Budget Planner
Once you've calculated your figures, compare them against the 50/30/20 Rule to see if your spending is balanced:
- 50% for Needs: Rent, groceries, and essential utilities.
- 30% for Wants: Entertainment, dining out, and hobbies.
- 20% for Savings/Debt: Extra mortgage repayments, savings, or investments.
Tips for Success:
- Use "Net" Income: Always enter your take-home pay (after tax), not your gross salary.
- Annual Costs: Divide one-off expenses (like car registration) by 12 and include them in your monthly budget.